Slow pay
Forecasting when cash lands
Pay-when-paid terms stretch your cash. We track every billing by GC and job, and forecast when the money will actually arrive.
Accounting for specialty trade contractors
Concrete, framing, drywall, painting, flooring, masonry, steel and more. You work under GCs who pay slowly and hold retainage, so we keep your billings, lien paperwork and job costs tight.
What we watch for
Where the money is won or lost.
Concrete, framing, drywall, painting, flooring, masonry and steel: slow pay, lien rights, retainage.
Retainage
Retainage receivable
The retainage GCs hold can be a large share of what you are owed. We track it by job and release date so it gets billed and collected.
Liens
Lien rights and waivers
Notice and lien deadlines vary by state. We match lien waivers to payments, so you can see what you have waived and what you are still owed.
Productivity
Crew productivity
Labor hours against units installed, such as yards poured, sheets hung or squares laid, job by job.
Payroll
Certified and union payroll
Public jobs and union work bring extra payroll reporting. Payroll is coded by job and classification so the reports come from the books.
Monthly reporting
The numbers we report every month.
A short schedule, the same every month, so you can see the trend as well as the number.
| Line | Number | What it tells you |
|---|---|---|
| 01 | Retainage receivable | Held by GCs, by job and release date |
| 02 | Days to collect | Including pay-when-paid delays |
| 03 | Labor productivity | Hours per unit installed |
| 04 | Gross margin by job | Earned revenue less job costs |
| 05 | Backlog | Signed work not yet earned |
Tax
Tax notes for 2026.
$2,000
1099-NEC threshold, 2026 payments
Subcontractor 1099s
For payments made in 2026, file a 1099-NEC for each unincorporated subcontractor paid $2,000 or more (it was $600). Forms for 2026 are due February 1, 2027, because January 31 falls on a Sunday.
Weekly
Certified payroll on federal jobs
Davis-Bacon certified payroll
Federally funded construction jobs need a certified payroll every week, signed with a statement of compliance. Form WH-347 is optional; the information is not. Some states add prevailing wage rules of their own.
$32M
Gross receipts test, 2026
Which contracts can skip percentage of completion
Contracts expected to finish within two years can use simpler methods than percentage of completion if your average annual gross receipts over the past three years are $32 million or less (2026). The method changes when profit is taxed, not whether it is.
Can you help us collect retainage?
We track every retainage balance by job and release condition, and flag it when it is due to be billed.
Do you track lien waivers?
Yes. We match lien waivers to the payments they cover, so you can see what you have waived and what you are still owed.
What does it cost?
Construction packages start at $2,275 a month for businesses under $500K in revenue, plus a one-time onboarding fee. The pricing page shows your starting price in six steps, and your formal quote follows a free call.
How do we get started?
Book a free 30-minute call, or send your details and we will follow up within one business day.
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